Sunday, September 29

Don't Listen to Any "Experts" about Obamacare - All You Need are Your Conservative Instincts

Author’s note:  I wrote this, and almost didn’t post it, because I will be the first to admit that much of it is pure conjecture.  But that is the whole point of the post.  No one knows everything that’s in this monstrosity called Obamacare.  Anyway, I was checking out Captain Capitalism, and saw this, and it’s all I needed to reaffirm my belief that we should trust our instincts.  Here’s the most relevant part:

But perhaps the most-outrageous of all has been Obamacare and the medical "industry", which has used the power of government to utterly destroy any pretext of a fair and free market, creating a system where your medical care costs five times or more what it should.  That, incidentally, means that you should be able to pay cash for what your deductible is on your insurance (including Medicare!) were that outrageously corrupt system to be exposed to the white-hot light of either the market, prosecution under the Sherman Act or both.  Instead of making strides to resolve that outrage, no matter how small, Obama and Congress have doubled down with signature legislation embodying in statute the utter financial rape of our entire society and both sides of the aisle in Congress not only allowed it to happen but continue to allow it to proceed to this very day.

How could anyone claim to know what’s in the Affordable Care Act, or what its effects will be, just look at it.

All we have, are our suspicions and instincts.

Wanna hear my prediction regarding Obamacare, It’s going to be a disaster.  Why?  It will be run by the government,  Look at the government's track record.  Can they do anything effectively or efficiently?  You wouldn’t bet on the Chicago Cubs to win the world series at the beginning of each season, so why do liberals keep betting that the government can solve any problems, or make anything better?  They can’t do anything right.  

Milton Friedman once said, “If you put the federal government in charge of the Sahara Desert, in five years, they would have a shortage of sand.”  You can damned well count on a shortage of doctors and the demand for various medical procedures, exceeding the supply once Obama care has gone into effect.  Like any other government-run program, the Affordable Healthcare Act will generate a sea of red ink.  There will be a shortage of funds, and the government will look to find more anywhere they can.  Most likely through increased taxation, limiting doctors’ compensation, and the elimination of any medical services that they deem “unnecessary”.  

Liberals who support Obamacare are either still under the delusion that it means free health care for them, or they are just toeing the party line, but what was the driving force behind Obamacare in the first place?

Once again, all I have are my instincts and suspicions, but here is my theory.  Obamacare is about nothing more than forced participation in order to keep the Hospital gravy train running.

 If you look at expenses for the average person, most have remained fairly level once you account for inflation, even fuel and most taxes.  (The reason that  most taxes remain level is because they quickly increase to the point of diminishing marginal returns)  The two areas expenses that have wildly outpaced inflation are, health care and education. Both are scams where a relatively small number of people earning six figure incomes and higher, are living off of the backs of the average and below average income earners in this country.

In order to sustain itself, our healthcare system requires a large number of healthy people who don’t need it, paying for the ones who do.  The system worked relatively well until in recent decades, when the people running our hospitals discovered that the health care system could be a gold mine used to line their pockets and those of their friends.  

A testament to this is how outrageously lavish hospital buildings have become.  Hospital administrators award bids for new construction based on friendship, not low cost, and then receive kickbacks. Both the administrators and contractors get a nice extra wad of cash. It's a similar case in other areas, right down to the purchase of adhesive tape.  The problem with doing business this way is that it has caused costs to skyrocket.  

When I was born in 1962, it cost my parents $162.  When my son was born in 1998 it costs $6000.  Why the increase?  Inflation?  That would account for a cost of about $875.  Where does all the rest of the money go?  I think we all have a reasonable suspicion.

Health insurance has become so expensive that many young people are choosing to not purchase it.  This is not a case of them being irresponsible.  They're making a sound, rationale, financial decision.  They realize health insurance is not insuring their health, but their assets in the event that they had a large hospital bill.  The chance of them needing any expensive health care is relatively small, and they have few if any, assets of any value.  Would you put full coverage insurance on a 15 year old, rusted out car?  Of course not. It wouldn’t be worth it, and young people are using the same logic.

As the cost of health care continues to rise, more and more people are coming to the same conclusions that many younger people have.  Sometimes they don’t make the decision voluntarily, they simply can’t afford the premiums. With this being the case, the current system cannot maintain itself, and without some type of change, it will surely collapse.  What should we do?

In a free market system, the ideal thing to do would be nothing.  After a period of correction, hospitals would be forced to lower their costs, and health care would become affordable again.  Problem solved.  That’s not to say that there wouldn’t be any casualties, namely the hospital gravy train.  It would quickly run out of steam and come to a halt.  But hey, they had a 40 year run.

If you think the folks who have been running the hospitals are going to just sit around and let that happen, you’re crazy, and this is the driving force behind Obamacare: Keep the gravy train running by forcing people to contribute.

Now this might work for awhile, but the ineptitude of the federal government will soon foil the plans of greedy hospitals.  Before they even realize it, they will have sacrificed their freedom to run their businesses as they see fit, for a few more years of raping the general public.  At that point, they will make even less money than before the gravy train ever hit the tracks, and every element of health care, down to the cleaning of the bedpans, will be controlled by a huge unwieldy, government bureaucracy.

Even if the federal government was neither inept or corrupt, the Affordable Care Act assigns it with the almost impossible task of increasing coverage to all and reducing costs. (Something only a free market could ever even come close to doing.)

 Fewer and fewer folks now have health care coverage, and many people think that this is the problem.  You’ll hear them talking about the “47 million uninsured”.  The number of uninsured people is not the problem.  The uninsured have always been able to receive health care if they really needed it.

The problems are greedy hospitals, and the number of people who are not paying for health care.  Obamacare covers everyone, but it only increases the number of people paying by the number of people who are now, voluntarily choosing not to have health insurance.  It doesn’t decrease the amount of lower income people who are not paying into the system at all, and if anything, it will increase it.  In order to pay for them, everyone else, (including the young people who now are able to avoid the health care scam), will have to pay more than we would have had to without Obamacare.

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