No one ever went broke by simply saving money as opposed to investing it.
We are constantly instructed by expert financial advisors that we are losing money by saving it in a federally insured account rather than investing it with an expert financial advisor:
These experts are confusing value with money. Inflation and low interest rates on savings account may reduce the value of my saved money but I still have my money. On the other hand, many clients of these expert financial advisors lose both value and their money by following expert investment advice.
I may be losing value by saving my money but I am not losing my money.